Lending and Collections Overview

Unlock deeper financial insights and accelerate decision-making with Moneyhub Affordability Engine.

Our proprietary AI algorithms delve into an applicant's banking transactions, identifying income types and trends that provide unparalleled indicators for sound financial decisions.

Beyond the limitations of traditional credit reports, our service offers real-time, granular insights crucial for a range of applications including affordability, eligibility, suitability, and vulnerability assessments.

Revolutionise your product application process:

Faster, Fairer Decisions: Automate Affordability assessments by securely accessing bank account data directly or through Open Banking APIs. Offer customers quicker, more transparent, and fairer decisions.

Reduced Costs & Increased Revenue: Streamline your operations, lower processing costs, and identify more opportunities for suitable lending.

Enhanced Risk Management: Gain a comprehensive understanding of an applicant's financial situation, enabling more accurate risk assessments.

Moneyhub offers a broad suite of capabilities to support a number of different Lending and Collections scenarios, including Full affordability reports, Income Verification reports and a Standard Financial Statement report.

The user journeys can be driven by a simple to implement Affordability Widget and completed reports can either be accessed via our Admin Portal dashboard or fully supported API's