Accounts - Examples

Data returned per account type

Some fields such as IBAN, account number, sort code, PAN and account holder require the account_details:read scope.
Please refer to our API reference for more information

Cash

{
      "id": "344f69f8-0172-4d68-ac38-ea11be1f7373",
      "dateAdded": "2020-07-27T14:33:44+00:00",
      "dateModified": "2020-07-27T14:33:44+00:00",
      "accountName": "Starling Current Account",
      "accountReference": "7729",
      "type": "cash:current",
      "providerName": "Starling",
      "providerId": "DEMO",
      "providerReference": "demo",
      "accountHolderName": "Robert Cantu",
      "connectionId": "DEMO:999",
      "balance": {
        "date": "2020-07-12",
        "amount": {
          "value": 124885,
          "currency": "GBP"
        }
      },
      "currency": "GBP",
      "details": {
        "AER": 0,
        "overdraftLimit": 0,
        "sortCodeAccountNumber": "56002926207729",
        "iban": "GB2960161331926819"
      },
      "transactionData": {
        "count": 108,
        "earliestDate": "2019-07-28",
        "lastDate": "2020-07-12"
      },
  		"additionalBalances": [
      	{
        	"date": "2020-07-27",
        	"amount": {
          	"value": 802323,
          	"currency": "GBP"
        	},
        	"type": "InterimAvailable"
        },
       	{
        	"date": "2020-07-27",
        	"amount": {
          	"value": 422323,
          	"currency": "GBP"
        	}
       		"type": "Expected"
      	}
      ]
    }
FieldDescription
idUnique identifier of the account
accountNameName of the account
typeType of the account
providerNameDisplay name for the Provider
providerIDUnique identifier for the Provider
accountReferenceA reference number for the account - typically the last 4 digits of the account number or iban number
accountHolderNameAccount Holder name - optional per provider. It requires the accounts_details:read scope.
balance dateThe balance as of the last refresh
amountValue and Currency
AERAnnual Equivalent Rate - optional per provider
overdraftLimitOverdraft Limit
TransactionDataTransactional information
sortCodeAccountNumberSort Code and Account number It requires the accounts_details:read scope.
ibanIBAN. It requires the accounts_details:read scope.
additionalBalances (BETA)Other balance types that are returned from the bank (BETA)

Card (Credit Card)

{
      "id": "7abc948a-416d-44ab-8a23-69d3ea13bcf1",
      "dateAdded": "2020-07-27T14:33:44+00:00",
      "dateModified": "2020-07-27T14:33:44+00:00",
      "accountName": "Credit Card",
      "type": "card",
      "providerName": "Virgin",
      "providerId": "DEMO",
      "providerReference": "demo",
      "accountHolderName": "Robert Cantu",
      "connectionId": "DEMO:888",
      "balance": {
        "date": "2020-07-27",
        "amount": {
          "value": -196700,
          "currency": "GBP"
        }
      },
      "currency": "GBP",
      "details": {
        "creditLimit": 250000,
        "APR": 0,
        "pan": "4012888888881881"
      },
      "transactionData": {
        "count": 163,
        "earliestDate": "2019-07-28",
        "lastDate": "2020-07-27"
      },
    	"additionalBalances": [
      	{
        	"date": "2020-07-27",
        	"amount": {
          	"value": 802323,
          	"currency": "GBP"
        	},
        	"type": "InterimAvailable"
       	},
      ]
    }
FieldDescription
idUnique identifier of the account
accountNameName of the account
TypeCard is returned for Credit Card
providerNameDisplay name for the Provider
providerIDUnique identifier for the Provider
accountReferenceA reference number for the account - typically the last 4 digits of the pan
accountHolderNameAccount Holder name - optional per provider. It requires the accounts_details:read scope.
balance dateThe balance as of the last refresh
amountBalance on card
currencyThe currency of the balance
creditLimitThe Credit Limit available
APROptional by provider
panPrimary Account Number. It requires the accounts_details:read scope.
transactionDataTransactions on account
additionalBalances (BETA)Other balance types that are returned from the bank (BETA)

Savings

{
      "id": "478a84cc-296f-4388-af24-cf15f81a2fd4",
      "dateAdded": "2020-07-27T14:33:44+00:00",
      "dateModified": "2020-07-27T14:33:44+00:00",
      "accountName": "Natwest savings a/c",
      "accountReference": "7729",
      "type": "savings",
      "providerName": "Natwest",
      "providerId": "DEMO",
      "providerReference": "demo",
      "connectionId": "DEMO:222",
      "accountHolderName": "Robert Cantu",
      "balance": {
        "date": "2020-07-05",
        "amount": {
          "value": 1500000,
          "currency": "GBP"
        }
      },
      "currency": "GBP",
      "details": {
        "AER": 0,
        "sortCodeAccountNumber": "56002926207729"
      },
      "transactionData": {
        "count": 12,
        "earliestDate": "2019-08-05",
        "lastDate": "2020-07-05"
      },
      "additionalBalances": [
      	{
        	"date": "2020-07-27",
        	"amount": {
          	"value": 802323,
          	"currency": "GBP"
        	},
        	"type": "InterimAvailable"
       	},
      ]
    }
FieldDescription
idUnique identifier of the account
accountNameName of account
typeType of account
providerNameName of provider
providerIdProvider ID
providerReferenceReference
accountReferenceA reference number for the account - typically the last 4 digits of the account number or iban number
accountHolderNameAccount Holder name - optional per provider. It requires the accounts_details:read scope.
balancebalance at specific time
currencyCurrency
detailsIncludes AER and sort code/account number
transactionDataTransactions on account
sortCodeAccountNumberSort Code and Account number It requires the accounts_details:read scope.
ibanIBAN. It requires the accounts_details:read scope.
additionalBalances (BETA)Other balance types that are returned from the bank (BETA)

Mortgage

{
      "id": "fe9e0391-960e-4251-b3b6-f7f9d144db36",
      "dateAdded": "2020-07-27T14:33:44+00:00",
      "dateModified": "2020-07-27T14:33:44+00:00",
      "accountName": "Nationwide Repayment Mortgage",
      "type": "mortgage:repayment",
      "providerName": "Nationwide",
      "balance": {
        "amount": {
          "value": -16900000,
          "currency": "GBP"
        },
        "date": "2020-07-01"
      },
      "currency": "GBP",
      "details": {
        "linkedProperty": "2e30e166-70f8-4b46-b0e3-8afe4acda964",
        "sortCodeAccountNumber": "560029262077298",
        "monthlyRepayment": 1000,
        "term": 300,
        "APR": 1.94,
        "interestType": "fixed",
        "fixedDate": "2023-07-27"
      }
    }
FieldDescription
idUnique identifier of the account
accountNameName of account
typeType of account
providerNameName of provider
balancebalance of account
currencyThe Currency of the balance
dateLast update
fixedDateEstimated end
APRInterest Rate
interestTypeType of Interest
fixedDateEnd date of mortgage

Loan

{
      "id": "5cbf59cf-c112-4864-b4e3-11b3ca794000",
      "accountName": "Audi Finance",
      "type": "loan",
      "providerName": "Audi Financial Services",
      "balance": {
        "amount": {
          "value": -1095000,
          "currency": "GBP"
        },
        "date": "2020-07-05"
      },
      "currency": "GBP",
      "details": {
        "monthlyRepayment": 35000,
        "sortCodeAccountNumber": "56002926207729",
        "endDate": "2020-07-27",
        "APR": 4.1,
        "interestFreePeriod": 24
      }
    }
FieldDescription
idUnique identifier of the account
accountNameName of account
typeType of account
ProviderNameName of provider
balanceIncludes the value of the loan
currencyThe currency of the balance
detailsIncludes information on monthly repayments, the end date, APR and any interest free period

Pensions/Investments

{
      "id": "54841fea-7eb6-4523-9a20-2722d19d7766",
      "dateAdded": "2020-07-27T14:33:44+00:00",
      "dateModified": "2020-07-27T14:33:44+00:00",
      "accountName": "HL Sipp",
      "type": "pension",
      "providerName": "Hargreaves Lansdown",
      "balance": {
        "amount": {
          "value": 3525134,
          "currency": "GBP"
        },
        "date": "2020-07-01"
      },
      "currency": "GBP",
      "details": {},
      "performanceScore": {
        "months": [
          {
            "date": "2019-08",
            "openingBalance": 3325134,
            "nonContributionGrowth": 10000,
            "aer": 3.67
          },
          {
            "date": "2019-09",
            "openingBalance": 3335134,
            "nonContributionGrowth": 20000,
            "aer": 7.44
          },
          {
            "date": "2019-10",
            "openingBalance": 3355134,
            "nonContributionGrowth": 10000,
            "aer": 3.64
          },
          {
            "date": "2019-11",
            "openingBalance": 3365134,
            "nonContributionGrowth": 20000,
            "aer": 7.37
          },
          {
            "date": "2019-12",
            "openingBalance": 3385134,
            "nonContributionGrowth": 10000,
            "aer": 3.6
          },
          {
            "date": "2020-01",
            "openingBalance": 3395134,
            "nonContributionGrowth": 20000,
            "aer": 7.3
          },
          {
            "date": "2020-02",
            "openingBalance": 3415134,
            "nonContributionGrowth": 30000,
            "aer": 11.07
          },
          {
            "date": "2020-03",
            "openingBalance": 3445134,
            "nonContributionGrowth": 20000,
            "aer": 7.19
          },
          {
            "date": "2020-04",
            "openingBalance": 3465134,
            "nonContributionGrowth": 24000,
            "aer": 8.64
          },
          {
            "date": "2020-05",
            "openingBalance": 3489134,
            "nonContributionGrowth": 12000,
            "aer": 4.21
          },
          {
            "date": "2020-06",
            "openingBalance": 3501134,
            "nonContributionGrowth": 24000,
            "aer": 8.54
          }
        ],
        "totals": {
          "openingBalance": {
            "amount": {
              "value": 3325134,
              "currency": "GBP"
            },
            "date": "2019-08-01"
          },
          "currentBalance": {
            "amount": {
              "value": 3525134,
              "currency": "GBP"
            },
            "date": "2020-07-01"
          },
          "contributions": 0,
          "withdrawals": 0,
          "nonContributionGrowth": 200000,
          "growthRate": 6.01,
          "annualisedGrowthRate": 6.57
        }
      }
    },
      
    {
      "id": "fa447159-13d2-4089-bbbc-28be41d5febd",
      "dateAdded": "2020-07-27T14:33:44+00:00",
      "dateModified": "2020-07-27T14:33:44+00:00",
      "accountName": "Wealthify ISA (Stocks and Shares)",
      "type": "investment",
      "providerName": "Wealthify",
      "balance": {
        "amount": {
          "value": 253214,
          "currency": "GBP"
        },
        "date": "2020-07-16"
      },
      "currency": "GBP",
      "details": {},
      "performanceScore": {
        "months": [
          {
            "date": "2020-01",
            "openingBalance": 200000,
            "nonContributionGrowth": 11534,
            "aer": 95.98
          },
          {
            "date": "2020-02",
            "openingBalance": 211534,
            "nonContributionGrowth": 11214,
            "aer": 85.87
          },
          {
            "date": "2020-03",
            "openingBalance": 222748,
            "nonContributionGrowth": 12151,
            "aer": 89.15
          },
          {
            "date": "2020-04",
            "openingBalance": 234899,
            "nonContributionGrowth": 2124,
            "aer": 11.41
          },
          {
            "date": "2020-05",
            "openingBalance": 237023,
            "nonContributionGrowth": 5140,
            "aer": 29.36
          },
          {
            "date": "2020-06",
            "openingBalance": 242163,
            "nonContributionGrowth": 11051,
            "aer": 70.83
          }
        ],
        "totals": {
          "openingBalance": {
            "amount": {
              "value": 200000,
              "currency": "GBP"
            },
            "date": "2020-01-16"
          },
          "currentBalance": {
            "amount": {
              "value": 253214,
              "currency": "GBP"
            },
            "date": "2020-07-16"
          },
          "contributions": 0,
          "withdrawals": 0,
          "nonContributionGrowth": 53214,
          "growthRate": 26.61,
          "annualisedGrowthRate": 60.5
        }
      }
    }
FieldDescription
idUnique identifier of the account
accountNameName of account
typeType of account
providerNameName of Provider
balanceBalance of account including currency
dateLast update
currencyCurrency of account
detailsIncludes performance score
contributionsContributions made to account
withdrawlsWithdrawls made to account
nonContributionGrowthGrowth of balance excluding contributions
growthrateGrowth as a percentage
annualisedGrowthRateYearly growth as a percentatge

Property

{
      "id": "2e30e166-70f8-4b46-b0e3-8afe4acda964",
      "dateAdded": "2020-07-27T14:33:44+00:00",
      "dateModified": "2020-07-27T14:33:44+00:00",
      "accountName": "15 Hardys Rd",
      "type": "properties:residential",
      "balance": {
        "amount": {
          "value": 27600000,
          "currency": "GBP"
        },
        "date": "2016-01-01"
      },
      "currency": "GBP",
      "details": {}
    }
FieldDescription
idUnique identifier of the account
accountNameUsually the name of the property
typeType of account
balanceValuation amount
dateValuation as of specific date
currencyCurrency of valuations