Accounts - Examples
Data returned per account type
Some fields such as IBAN, account number, sort code, PAN and account holder require the account_details:read scope.
Please refer to our API reference for more information
Cash
{
"id": "344f69f8-0172-4d68-ac38-ea11be1f7373",
"dateAdded": "2020-07-27T14:33:44+00:00",
"dateModified": "2020-07-27T14:33:44+00:00",
"accountName": "Starling Current Account",
"accountReference": "7729",
"type": "cash:current",
"providerName": "Starling",
"providerId": "DEMO",
"providerReference": "demo",
"accountHolderName": "Robert Cantu",
"connectionId": "DEMO:999",
"balance": {
"date": "2020-07-12",
"amount": {
"value": 124885,
"currency": "GBP"
}
},
"currency": "GBP",
"details": {
"AER": 0,
"overdraftLimit": 0,
"sortCodeAccountNumber": "56002926207729",
"iban": "GB2960161331926819"
},
"transactionData": {
"count": 108,
"earliestDate": "2019-07-28",
"lastDate": "2020-07-12"
},
"additionalBalances": [
{
"date": "2020-07-27",
"amount": {
"value": 802323,
"currency": "GBP"
},
"type": "InterimAvailable"
},
{
"date": "2020-07-27",
"amount": {
"value": 422323,
"currency": "GBP"
}
"type": "Expected"
}
]
}
| Field | Description |
|---|---|
| id | Unique identifier of the account |
| accountName | Name of the account |
| type | Type of the account |
| providerName | Display name for the Provider |
| providerID | Unique identifier for the Provider |
| accountReference | A reference number for the account - typically the last 4 digits of the account number or iban number |
| accountHolderName | Account Holder name - optional per provider. It requires the accounts_details:read scope. |
| balance date | The balance as of the last refresh |
| amount | Value and Currency |
| AER | Annual Equivalent Rate - optional per provider |
| overdraftLimit | Overdraft Limit |
| TransactionData | Transactional information |
| sortCodeAccountNumber | Sort Code and Account number It requires the accounts_details:read scope. |
| iban | IBAN. It requires the accounts_details:read scope. |
| additionalBalances (BETA) | Other balance types that are returned from the bank (BETA) |
Card (Credit Card)
{
"id": "7abc948a-416d-44ab-8a23-69d3ea13bcf1",
"dateAdded": "2020-07-27T14:33:44+00:00",
"dateModified": "2020-07-27T14:33:44+00:00",
"accountName": "Credit Card",
"type": "card",
"providerName": "Virgin",
"providerId": "DEMO",
"providerReference": "demo",
"accountHolderName": "Robert Cantu",
"connectionId": "DEMO:888",
"balance": {
"date": "2020-07-27",
"amount": {
"value": -196700,
"currency": "GBP"
}
},
"currency": "GBP",
"details": {
"creditLimit": 250000,
"APR": 0,
"pan": "4012888888881881"
},
"transactionData": {
"count": 163,
"earliestDate": "2019-07-28",
"lastDate": "2020-07-27"
},
"additionalBalances": [
{
"date": "2020-07-27",
"amount": {
"value": 802323,
"currency": "GBP"
},
"type": "InterimAvailable"
},
]
}
| Field | Description |
|---|---|
| id | Unique identifier of the account |
| accountName | Name of the account |
| Type | Card is returned for Credit Card |
| providerName | Display name for the Provider |
| providerID | Unique identifier for the Provider |
| accountReference | A reference number for the account - typically the last 4 digits of the pan |
| accountHolderName | Account Holder name - optional per provider. It requires the accounts_details:read scope. |
| balance date | The balance as of the last refresh |
| amount | Balance on card |
| currency | The currency of the balance |
| creditLimit | The Credit Limit available |
| APR | Optional by provider |
| pan | Primary Account Number. It requires the accounts_details:read scope. |
| transactionData | Transactions on account |
| additionalBalances (BETA) | Other balance types that are returned from the bank (BETA) |
Savings
{
"id": "478a84cc-296f-4388-af24-cf15f81a2fd4",
"dateAdded": "2020-07-27T14:33:44+00:00",
"dateModified": "2020-07-27T14:33:44+00:00",
"accountName": "Natwest savings a/c",
"accountReference": "7729",
"type": "savings",
"providerName": "Natwest",
"providerId": "DEMO",
"providerReference": "demo",
"connectionId": "DEMO:222",
"accountHolderName": "Robert Cantu",
"balance": {
"date": "2020-07-05",
"amount": {
"value": 1500000,
"currency": "GBP"
}
},
"currency": "GBP",
"details": {
"AER": 0,
"sortCodeAccountNumber": "56002926207729"
},
"transactionData": {
"count": 12,
"earliestDate": "2019-08-05",
"lastDate": "2020-07-05"
},
"additionalBalances": [
{
"date": "2020-07-27",
"amount": {
"value": 802323,
"currency": "GBP"
},
"type": "InterimAvailable"
},
]
}
| Field | Description |
|---|---|
| id | Unique identifier of the account |
| accountName | Name of account |
| type | Type of account |
| providerName | Name of provider |
| providerId | Provider ID |
| providerReference | Reference |
| accountReference | A reference number for the account - typically the last 4 digits of the account number or iban number |
| accountHolderName | Account Holder name - optional per provider. It requires the accounts_details:read scope. |
| balance | balance at specific time |
| currency | Currency |
| details | Includes AER and sort code/account number |
| transactionData | Transactions on account |
| sortCodeAccountNumber | Sort Code and Account number It requires the accounts_details:read scope. |
| iban | IBAN. It requires the accounts_details:read scope. |
| additionalBalances (BETA) | Other balance types that are returned from the bank (BETA) |
Mortgage
{
"id": "fe9e0391-960e-4251-b3b6-f7f9d144db36",
"dateAdded": "2020-07-27T14:33:44+00:00",
"dateModified": "2020-07-27T14:33:44+00:00",
"accountName": "Nationwide Repayment Mortgage",
"type": "mortgage:repayment",
"providerName": "Nationwide",
"balance": {
"amount": {
"value": -16900000,
"currency": "GBP"
},
"date": "2020-07-01"
},
"currency": "GBP",
"details": {
"linkedProperty": "2e30e166-70f8-4b46-b0e3-8afe4acda964",
"sortCodeAccountNumber": "560029262077298",
"monthlyRepayment": 1000,
"term": 300,
"APR": 1.94,
"interestType": "fixed",
"fixedDate": "2023-07-27"
}
}
| Field | Description |
|---|---|
| id | Unique identifier of the account |
| accountName | Name of account |
| type | Type of account |
| providerName | Name of provider |
| balance | balance of account |
| currency | The Currency of the balance |
| date | Last update |
| fixedDate | Estimated end |
| APR | Interest Rate |
| interestType | Type of Interest |
| fixedDate | End date of mortgage |
Loan
{
"id": "5cbf59cf-c112-4864-b4e3-11b3ca794000",
"accountName": "Audi Finance",
"type": "loan",
"providerName": "Audi Financial Services",
"balance": {
"amount": {
"value": -1095000,
"currency": "GBP"
},
"date": "2020-07-05"
},
"currency": "GBP",
"details": {
"monthlyRepayment": 35000,
"sortCodeAccountNumber": "56002926207729",
"endDate": "2020-07-27",
"APR": 4.1,
"interestFreePeriod": 24
}
}
| Field | Description |
|---|---|
| id | Unique identifier of the account |
| accountName | Name of account |
| type | Type of account |
| ProviderName | Name of provider |
| balance | Includes the value of the loan |
| currency | The currency of the balance |
| details | Includes information on monthly repayments, the end date, APR and any interest free period |
Pensions/Investments
{
"id": "54841fea-7eb6-4523-9a20-2722d19d7766",
"dateAdded": "2020-07-27T14:33:44+00:00",
"dateModified": "2020-07-27T14:33:44+00:00",
"accountName": "HL Sipp",
"type": "pension",
"providerName": "Hargreaves Lansdown",
"balance": {
"amount": {
"value": 3525134,
"currency": "GBP"
},
"date": "2020-07-01"
},
"currency": "GBP",
"details": {},
"performanceScore": {
"months": [
{
"date": "2019-08",
"openingBalance": 3325134,
"nonContributionGrowth": 10000,
"aer": 3.67
},
{
"date": "2019-09",
"openingBalance": 3335134,
"nonContributionGrowth": 20000,
"aer": 7.44
},
{
"date": "2019-10",
"openingBalance": 3355134,
"nonContributionGrowth": 10000,
"aer": 3.64
},
{
"date": "2019-11",
"openingBalance": 3365134,
"nonContributionGrowth": 20000,
"aer": 7.37
},
{
"date": "2019-12",
"openingBalance": 3385134,
"nonContributionGrowth": 10000,
"aer": 3.6
},
{
"date": "2020-01",
"openingBalance": 3395134,
"nonContributionGrowth": 20000,
"aer": 7.3
},
{
"date": "2020-02",
"openingBalance": 3415134,
"nonContributionGrowth": 30000,
"aer": 11.07
},
{
"date": "2020-03",
"openingBalance": 3445134,
"nonContributionGrowth": 20000,
"aer": 7.19
},
{
"date": "2020-04",
"openingBalance": 3465134,
"nonContributionGrowth": 24000,
"aer": 8.64
},
{
"date": "2020-05",
"openingBalance": 3489134,
"nonContributionGrowth": 12000,
"aer": 4.21
},
{
"date": "2020-06",
"openingBalance": 3501134,
"nonContributionGrowth": 24000,
"aer": 8.54
}
],
"totals": {
"openingBalance": {
"amount": {
"value": 3325134,
"currency": "GBP"
},
"date": "2019-08-01"
},
"currentBalance": {
"amount": {
"value": 3525134,
"currency": "GBP"
},
"date": "2020-07-01"
},
"contributions": 0,
"withdrawals": 0,
"nonContributionGrowth": 200000,
"growthRate": 6.01,
"annualisedGrowthRate": 6.57
}
}
},
{
"id": "fa447159-13d2-4089-bbbc-28be41d5febd",
"dateAdded": "2020-07-27T14:33:44+00:00",
"dateModified": "2020-07-27T14:33:44+00:00",
"accountName": "Wealthify ISA (Stocks and Shares)",
"type": "investment",
"providerName": "Wealthify",
"balance": {
"amount": {
"value": 253214,
"currency": "GBP"
},
"date": "2020-07-16"
},
"currency": "GBP",
"details": {},
"performanceScore": {
"months": [
{
"date": "2020-01",
"openingBalance": 200000,
"nonContributionGrowth": 11534,
"aer": 95.98
},
{
"date": "2020-02",
"openingBalance": 211534,
"nonContributionGrowth": 11214,
"aer": 85.87
},
{
"date": "2020-03",
"openingBalance": 222748,
"nonContributionGrowth": 12151,
"aer": 89.15
},
{
"date": "2020-04",
"openingBalance": 234899,
"nonContributionGrowth": 2124,
"aer": 11.41
},
{
"date": "2020-05",
"openingBalance": 237023,
"nonContributionGrowth": 5140,
"aer": 29.36
},
{
"date": "2020-06",
"openingBalance": 242163,
"nonContributionGrowth": 11051,
"aer": 70.83
}
],
"totals": {
"openingBalance": {
"amount": {
"value": 200000,
"currency": "GBP"
},
"date": "2020-01-16"
},
"currentBalance": {
"amount": {
"value": 253214,
"currency": "GBP"
},
"date": "2020-07-16"
},
"contributions": 0,
"withdrawals": 0,
"nonContributionGrowth": 53214,
"growthRate": 26.61,
"annualisedGrowthRate": 60.5
}
}
}
| Field | Description |
|---|---|
| id | Unique identifier of the account |
| accountName | Name of account |
| type | Type of account |
| providerName | Name of Provider |
| balance | Balance of account including currency |
| date | Last update |
| currency | Currency of account |
| details | Includes performance score |
| contributions | Contributions made to account |
| withdrawls | Withdrawls made to account |
| nonContributionGrowth | Growth of balance excluding contributions |
| growthrate | Growth as a percentage |
| annualisedGrowthRate | Yearly growth as a percentatge |
Property
{
"id": "2e30e166-70f8-4b46-b0e3-8afe4acda964",
"dateAdded": "2020-07-27T14:33:44+00:00",
"dateModified": "2020-07-27T14:33:44+00:00",
"accountName": "15 Hardys Rd",
"type": "properties:residential",
"balance": {
"amount": {
"value": 27600000,
"currency": "GBP"
},
"date": "2016-01-01"
},
"currency": "GBP",
"details": {}
}
| Field | Description |
|---|---|
| id | Unique identifier of the account |
| accountName | Usually the name of the property |
| type | Type of account |
| balance | Valuation amount |
| date | Valuation as of specific date |
| currency | Currency of valuations |
Updated 12 months ago