---
updatedAt: 2025-08-27T15:58:58.000Z
agentTools:
  projectIndex: https://docs.moneyhubenterprise.com/v2.5/llms.txt
---

# Retrieve all beneficiaries for a user

Requires **beneficiaries:read** scope. Optional scope **beneficiaries_detail:read** is needed for some extra fields such as postal address.

# OpenAPI definition

```json
{
  "openapi": "3.0.0",
  "info": {
    "description": "Documentation for the Moneyhub data API. <br/>Authentication is via bearer token. <br/>",
    "title": "Moneyhub Data API",
    "version": "2.0.0"
  },
  "security": [
    {
      "Bearer": []
    }
  ],
  "paths": {
    "/beneficiaries": {
      "get": {
        "summary": "Retrieve all beneficiaries for a user",
        "description": "Requires **beneficiaries:read** scope. Optional scope **beneficiaries_detail:read** is needed for some extra fields such as postal address.",
        "parameters": [
          {
            "description": "The total number of records to retrieve",
            "in": "query",
            "name": "limit",
            "schema": {
              "type": "integer",
              "minimum": 0,
              "maximum": 1000
            }
          },
          {
            "description": "The offset at which to start retrieving records",
            "in": "query",
            "name": "offset",
            "schema": {
              "type": "integer",
              "minimum": 0,
              "maximum": 1000000000
            }
          },
          {
            "description": "Whether the beneficiaries returned include duplicates with differing references",
            "in": "query",
            "name": "isUnique",
            "schema": {
              "type": "boolean"
            }
          }
        ],
        "responses": {
          "200": {
            "description": "Successful Beneficiaries Response",
            "content": {
              "application/json": {
                "schema": {
                  "properties": {
                    "data": {
                      "items": {
                        "$ref": "#/components/schemas/Beneficiary"
                      },
                      "type": "array",
                      "example": [
                        {
                          "id": "d372d09b-f50a-4114-9c83-687828fa8ac2",
                          "name": "Bob",
                          "reference": "Payment",
                          "accountNumber": "12345678",
                          "sortCode": "123456",
                          "providerAccountId": "provider-account-id1",
                          "providerBeneficiaryId": "provider-beneficiary-id1",
                          "connectionId": "1ffe704d39629a929c8e293880fb449a:c1ef4ce6-c1d6-4900-9288-228fb21f5dc4",
                          "accountId": "fc9bd177-d01e-449c-9f29-d3656d2edc2e"
                        },
                        {
                          "id": "d372d09b-f50a-4614-9c83-687828fa8ac2",
                          "name": "Alice",
                          "reference": "Payment",
                          "accountNumber": "87654321",
                          "sortCode": "654321",
                          "providerAccountId": "provider-account-id1",
                          "providerBeneficiaryId": "provider-beneficiary-id2",
                          "connectionId": "1ffe704d39629a929c8e293880fb449a:c1ef4ce6-c1d6-4900-9288-228fb21f5dc4",
                          "accountId": "fc9bd177-d01e-449c-9f29-d3656d2edc2e"
                        }
                      ]
                    },
                    "links": {
                      "$ref": "#/components/schemas/Links"
                    },
                    "meta": {
                      "type": "object"
                    }
                  },
                  "type": "object"
                }
              }
            }
          },
          "401": {
            "description": "Unsuccessful Response - Not authorised - Missing authorization header - Invalid access Token",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/Error"
                }
              }
            }
          },
          "403": {
            "description": "Unsuccessful Response - Forbidden - Invalid scopes",
            "content": {
              "application/json": {
                "schema": {
                  "$ref": "#/components/schemas/Error"
                }
              }
            }
          }
        },
        "tags": [
          "beneficiaries"
        ]
      }
    }
  },
  "servers": [
    {
      "url": "https://api.moneyhub.co.uk/v2.0"
    }
  ],
  "components": {
    "securitySchemes": {
      "Bearer": {
        "type": "apiKey",
        "name": "Authorization",
        "in": "header"
      }
    },
    "schemas": {
      "Beneficiary": {
        "additionalProperties": false,
        "properties": {
          "id": {
            "description": "The unique identifier for the beneficiary",
            "example": "ac9bd177-d01e-449c-9f29-d3656d2edc2e",
            "type": "string"
          },
          "active": {
            "description": "Shows whether the payee is currently active or not",
            "type": "boolean"
          },
          "name": {
            "description": "The name for the beneficiary",
            "example": "Beneficiary",
            "type": "string"
          },
          "reference": {
            "description": "The reference attached to the beneficiary",
            "example": "Beneficiary reference",
            "type": "string"
          },
          "accountNumber": {
            "description": "The beneficiary's account number",
            "example": "12345678",
            "type": "string",
            "pattern": "^\\d{8}$"
          },
          "sortCode": {
            "description": "The beneficiary's sort code",
            "example": "123456",
            "type": "string",
            "pattern": "^\\d{6}$"
          },
          "iban": {
            "description": "For cash accounts. Populated with the full IBAN number.",
            "type": "string",
            "maxLength": 34,
            "minLength": 18,
            "example": "GB2960161331926819"
          },
          "pan": {
            "description": "For card accounts. Populated with the Primary Account Number.",
            "type": "string",
            "example": "1234567812345678"
          },
          "providerAccountId": {
            "description": "The provider account ID the beneficiary belongs to",
            "type": "string"
          },
          "providerBeneficiaryId": {
            "description": "The provider beneficiary ID for the beneficiary",
            "type": "string"
          },
          "accountId": {
            "description": "The Moneyhub account ID that the beneficiary belongs to",
            "example": "ac9bd177-d01e-449c-9f29-d3656d2edc2e",
            "type": "string"
          },
          "postalAddress": {
            "description": "Additional postal address information for the beneficiary agent, only retrieved using **beneficiaries_detail:read** scope",
            "type": "object"
          },
          "createdAt": {
            "description": "The date at which the beneficiary was added.",
            "example": "2018-07-10T11:39:44.000Z",
            "format": "date-time",
            "type": "string"
          },
          "modifiedAt": {
            "description": "The date at which the beneficiary was added.",
            "example": "2018-07-10T11:39:44.000Z",
            "format": "date-time",
            "type": "string"
          }
        },
        "type": "object",
        "required": [
          "id",
          "active",
          "providerAccountId",
          "providerBeneficiaryId",
          "accountId",
          "createdAt",
          "modifiedAt"
        ]
      },
      "Links": {
        "additionalProperties": false,
        "properties": {
          "next": {
            "description": "The url to retrieve the next page of results from",
            "format": "uri",
            "type": "string"
          },
          "prev": {
            "description": "The url to retrieve the previous page of results from",
            "format": "uri",
            "type": "string"
          },
          "self": {
            "description": "The url of the current resource(s)",
            "format": "uri",
            "type": "string"
          }
        },
        "required": [
          "self"
        ],
        "type": "object"
      },
      "Error": {
        "additionalProperties": false,
        "properties": {
          "code": {
            "description": "The error code",
            "type": "string"
          },
          "message": {
            "description": "The error message",
            "type": "string"
          },
          "correlationId": {
            "description": "Id that identifies the request and can be used to ask for more details related to the error",
            "type": "string"
          },
          "id": {
            "description": "Id of the resource",
            "type": "string"
          },
          "userId": {
            "description": "UserId of the resource",
            "type": "string"
          }
        },
        "required": [
          "code"
        ],
        "type": "object"
      }
    }
  },
  "x-readme": {
    "explorer-enabled": true,
    "proxy-enabled": true
  }
}
```