--- updatedAt: 2025-08-27T16:16:08.000Z agentTools: projectIndex: https://docs.moneyhubenterprise.com/v2.5/llms.txt --- # Accounts - Examples Data returned per account type Some fields such as IBAN, account number, sort code, PAN and account holder require the `account_details:read` scope.\ Please refer to our [API reference](https://docs.moneyhubenterprise.com/reference#accounts) for more information ## Cash ```json { "id": "344f69f8-0172-4d68-ac38-ea11be1f7373", "dateAdded": "2020-07-27T14:33:44+00:00", "dateModified": "2020-07-27T14:33:44+00:00", "accountName": "Starling Current Account", "accountReference": "7729", "type": "cash:current", "providerName": "Starling", "providerId": "DEMO", "providerReference": "demo", "accountHolderName": "Robert Cantu", "connectionId": "DEMO:999", "balance": { "date": "2020-07-12", "amount": { "value": 124885, "currency": "GBP" } }, "currency": "GBP", "details": { "AER": 0, "overdraftLimit": 0, "sortCodeAccountNumber": "56002926207729", "iban": "GB2960161331926819" }, "transactionData": { "count": 108, "earliestDate": "2019-07-28", "lastDate": "2020-07-12" }, "additionalBalances": [ { "date": "2020-07-27", "amount": { "value": 802323, "currency": "GBP" }, "type": "InterimAvailable" }, { "date": "2020-07-27", "amount": { "value": 422323, "currency": "GBP" } "type": "Expected" } ] } ``` | Field | Description | | :------------------------ | :---------------------------------------------------------------------------------------------------- | | id | Unique identifier of the account | | accountName | Name of the account | | type | Type of the account | | providerName | Display name for the Provider | | providerID | Unique identifier for the Provider | | accountReference | A reference number for the account - typically the last 4 digits of the account number or iban number | | accountHolderName | Account Holder name - optional per provider. It requires the `accounts_details:read` scope. | | balance date | The balance as of the last refresh | | amount | Value and Currency | | AER | Annual Equivalent Rate - optional per provider | | overdraftLimit | Overdraft Limit | | TransactionData | Transactional information | | sortCodeAccountNumber | Sort Code and Account number It requires the `accounts_details:read` scope. | | iban | IBAN. It requires the `accounts_details:read` scope. | | additionalBalances (BETA) | Other balance types that are returned from the bank (BETA) | ## Card (Credit Card) ```json { "id": "7abc948a-416d-44ab-8a23-69d3ea13bcf1", "dateAdded": "2020-07-27T14:33:44+00:00", "dateModified": "2020-07-27T14:33:44+00:00", "accountName": "Credit Card", "type": "card", "providerName": "Virgin", "providerId": "DEMO", "providerReference": "demo", "accountHolderName": "Robert Cantu", "connectionId": "DEMO:888", "balance": { "date": "2020-07-27", "amount": { "value": -196700, "currency": "GBP" } }, "currency": "GBP", "details": { "creditLimit": 250000, "APR": 0, "pan": "4012888888881881" }, "transactionData": { "count": 163, "earliestDate": "2019-07-28", "lastDate": "2020-07-27" }, "additionalBalances": [ { "date": "2020-07-27", "amount": { "value": 802323, "currency": "GBP" }, "type": "InterimAvailable" }, ] } ``` | Field | Description | | :------------------------ | :------------------------------------------------------------------------------------------ | | id | Unique identifier of the account | | accountName | Name of the account | | Type | Card is returned for Credit Card | | providerName | Display name for the Provider | | providerID | Unique identifier for the Provider | | accountReference | A reference number for the account - typically the last 4 digits of the pan | | accountHolderName | Account Holder name - optional per provider. It requires the `accounts_details:read` scope. | | balance date | The balance as of the last refresh | | amount | Balance on card | | currency | The currency of the balance | | creditLimit | The Credit Limit available | | APR | Optional by provider | | pan | Primary Account Number. It requires the `accounts_details:read` scope. | | transactionData | Transactions on account | | additionalBalances (BETA) | Other balance types that are returned from the bank (BETA) | ## Savings ```json { "id": "478a84cc-296f-4388-af24-cf15f81a2fd4", "dateAdded": "2020-07-27T14:33:44+00:00", "dateModified": "2020-07-27T14:33:44+00:00", "accountName": "Natwest savings a/c", "accountReference": "7729", "type": "savings", "providerName": "Natwest", "providerId": "DEMO", "providerReference": "demo", "connectionId": "DEMO:222", "accountHolderName": "Robert Cantu", "balance": { "date": "2020-07-05", "amount": { "value": 1500000, "currency": "GBP" } }, "currency": "GBP", "details": { "AER": 0, "sortCodeAccountNumber": "56002926207729" }, "transactionData": { "count": 12, "earliestDate": "2019-08-05", "lastDate": "2020-07-05" }, "additionalBalances": [ { "date": "2020-07-27", "amount": { "value": 802323, "currency": "GBP" }, "type": "InterimAvailable" }, ] } ``` | Field | Description | | :------------------------ | :---------------------------------------------------------------------------------------------------- | | id | Unique identifier of the account | | accountName | Name of account | | type | Type of account | | providerName | Name of provider | | providerId | Provider ID | | providerReference | Reference | | accountReference | A reference number for the account - typically the last 4 digits of the account number or iban number | | accountHolderName | Account Holder name - optional per provider. It requires the `accounts_details:read` scope. | | balance | balance at specific time | | currency | Currency | | details | Includes AER and sort code/account number | | transactionData | Transactions on account | | sortCodeAccountNumber | Sort Code and Account number It requires the `accounts_details:read` scope. | | iban | IBAN. It requires the `accounts_details:read` scope. | | additionalBalances (BETA) | Other balance types that are returned from the bank (BETA) | ## Mortgage ```json { "id": "fe9e0391-960e-4251-b3b6-f7f9d144db36", "dateAdded": "2020-07-27T14:33:44+00:00", "dateModified": "2020-07-27T14:33:44+00:00", "accountName": "Nationwide Repayment Mortgage", "type": "mortgage:repayment", "providerName": "Nationwide", "balance": { "amount": { "value": -16900000, "currency": "GBP" }, "date": "2020-07-01" }, "currency": "GBP", "details": { "linkedProperty": "2e30e166-70f8-4b46-b0e3-8afe4acda964", "sortCodeAccountNumber": "560029262077298", "monthlyRepayment": 1000, "term": 300, "APR": 1.94, "interestType": "fixed", "fixedDate": "2023-07-27" } } ``` | Field | Description | | :----------- | :------------------------------- | | id | Unique identifier of the account | | accountName | Name of account | | type | Type of account | | providerName | Name of provider | | balance | balance of account | | currency | The Currency of the balance | | date | Last update | | fixedDate | Estimated end | | APR | Interest Rate | | interestType | Type of Interest | | fixedDate | End date of mortgage | ## Loan ```json { "id": "5cbf59cf-c112-4864-b4e3-11b3ca794000", "accountName": "Audi Finance", "type": "loan", "providerName": "Audi Financial Services", "balance": { "amount": { "value": -1095000, "currency": "GBP" }, "date": "2020-07-05" }, "currency": "GBP", "details": { "monthlyRepayment": 35000, "sortCodeAccountNumber": "56002926207729", "endDate": "2020-07-27", "APR": 4.1, "interestFreePeriod": 24 } } ``` | Field | Description | | :----------- | :----------------------------------------------------------------------------------------- | | id | Unique identifier of the account | | accountName | Name of account | | type | Type of account | | ProviderName | Name of provider | | balance | Includes the value of the loan | | currency | The currency of the balance | | details | Includes information on monthly repayments, the end date, APR and any interest free period | ## Pensions/Investments ```json { "id": "54841fea-7eb6-4523-9a20-2722d19d7766", "dateAdded": "2020-07-27T14:33:44+00:00", "dateModified": "2020-07-27T14:33:44+00:00", "accountName": "HL Sipp", "type": "pension", "providerName": "Hargreaves Lansdown", "balance": { "amount": { "value": 3525134, "currency": "GBP" }, "date": "2020-07-01" }, "currency": "GBP", "details": {}, "performanceScore": { "months": [ { "date": "2019-08", "openingBalance": 3325134, "nonContributionGrowth": 10000, "aer": 3.67 }, { "date": "2019-09", "openingBalance": 3335134, "nonContributionGrowth": 20000, "aer": 7.44 }, { "date": "2019-10", "openingBalance": 3355134, "nonContributionGrowth": 10000, "aer": 3.64 }, { "date": "2019-11", "openingBalance": 3365134, "nonContributionGrowth": 20000, "aer": 7.37 }, { "date": "2019-12", "openingBalance": 3385134, "nonContributionGrowth": 10000, "aer": 3.6 }, { "date": "2020-01", "openingBalance": 3395134, "nonContributionGrowth": 20000, "aer": 7.3 }, { "date": "2020-02", "openingBalance": 3415134, "nonContributionGrowth": 30000, "aer": 11.07 }, { "date": "2020-03", "openingBalance": 3445134, "nonContributionGrowth": 20000, "aer": 7.19 }, { "date": "2020-04", "openingBalance": 3465134, "nonContributionGrowth": 24000, "aer": 8.64 }, { "date": "2020-05", "openingBalance": 3489134, "nonContributionGrowth": 12000, "aer": 4.21 }, { "date": "2020-06", "openingBalance": 3501134, "nonContributionGrowth": 24000, "aer": 8.54 } ], "totals": { "openingBalance": { "amount": { "value": 3325134, "currency": "GBP" }, "date": "2019-08-01" }, "currentBalance": { "amount": { "value": 3525134, "currency": "GBP" }, "date": "2020-07-01" }, "contributions": 0, "withdrawals": 0, "nonContributionGrowth": 200000, "growthRate": 6.01, "annualisedGrowthRate": 6.57 } } }, { "id": "fa447159-13d2-4089-bbbc-28be41d5febd", "dateAdded": "2020-07-27T14:33:44+00:00", "dateModified": "2020-07-27T14:33:44+00:00", "accountName": "Wealthify ISA (Stocks and Shares)", "type": "investment", "providerName": "Wealthify", "balance": { "amount": { "value": 253214, "currency": "GBP" }, "date": "2020-07-16" }, "currency": "GBP", "details": {}, "performanceScore": { "months": [ { "date": "2020-01", "openingBalance": 200000, "nonContributionGrowth": 11534, "aer": 95.98 }, { "date": "2020-02", "openingBalance": 211534, "nonContributionGrowth": 11214, "aer": 85.87 }, { "date": "2020-03", "openingBalance": 222748, "nonContributionGrowth": 12151, "aer": 89.15 }, { "date": "2020-04", "openingBalance": 234899, "nonContributionGrowth": 2124, "aer": 11.41 }, { "date": "2020-05", "openingBalance": 237023, "nonContributionGrowth": 5140, "aer": 29.36 }, { "date": "2020-06", "openingBalance": 242163, "nonContributionGrowth": 11051, "aer": 70.83 } ], "totals": { "openingBalance": { "amount": { "value": 200000, "currency": "GBP" }, "date": "2020-01-16" }, "currentBalance": { "amount": { "value": 253214, "currency": "GBP" }, "date": "2020-07-16" }, "contributions": 0, "withdrawals": 0, "nonContributionGrowth": 53214, "growthRate": 26.61, "annualisedGrowthRate": 60.5 } } } ``` | Field | Description | | :-------------------- | :---------------------------------------- | | id | Unique identifier of the account | | accountName | Name of account | | type | Type of account | | providerName | Name of Provider | | balance | Balance of account including currency | | date | Last update | | currency | Currency of account | | details | Includes performance score | | contributions | Contributions made to account | | withdrawls | Withdrawls made to account | | nonContributionGrowth | Growth of balance excluding contributions | | growthrate | Growth as a percentage | | annualisedGrowthRate | Yearly growth as a percentatge | ## Property ```json { "id": "2e30e166-70f8-4b46-b0e3-8afe4acda964", "dateAdded": "2020-07-27T14:33:44+00:00", "dateModified": "2020-07-27T14:33:44+00:00", "accountName": "15 Hardys Rd", "type": "properties:residential", "balance": { "amount": { "value": 27600000, "currency": "GBP" }, "date": "2016-01-01" }, "currency": "GBP", "details": {} } ``` | Field | Description | | :---------- | :------------------------------- | | id | Unique identifier of the account | | accountName | Usually the name of the property | | type | Type of account | | balance | Valuation amount | | date | Valuation as of specific date | | currency | Currency of valuations |